Our
Services
We are the Registered Adviser; You Serve Your Clients
APFORIA is registered as an investment adviser with the Securities & Exchange Commission (SEC). By joining APFORIA, your firm becomes a contracted Tenant Firm and is no longer the registered entity. The adviser representatives at your firm become registered with APFORIA. This transition process generally takes 30–60 days, during which time you will be registered at both APFORIA and your original firm.
Onboarding with Our Team
Onboarding with APFORIA involves four primary stages:
Once you are part of the APFORIA team, you don’t need to register yourself, your firm, or communicate with regulators. We handle all of that for you. Your compliance tasks are limited to completing our onboarding and annual training, abiding by applicable laws and regulations, and maintaining adequate books and records. (Don’t worry, we will help you with all that.)
APFORIA bills your clients per the instructions you provide. The collected fees are transferred to you twice a month, less APFORIA’s service fee. You are not a W2 employee of APFORIA. You are contracted to acquire and provide financial planning and investment advice to the clients you want to serve.
As you grow with APFORIA, you can reach up to 90% payouts. Our tiered payout structure is designed to reward your success and hard work. The more you develop your practice and client base, the higher your payout percentage climbs, ensuring your financial growth is directly tied to your professional achievements.
We believe in your long-term success. If you ever decide to leave APFORIA, you keep all your clients. We don’t believe in restrictive practices that limit your professional mobility. Your client relationships are yours to maintain, giving you the freedom and security to build your practice without fear of losing the relationships you’ve worked hard to develop.
Join a collective of like-minded advisors who share knowledge, best practices, and insights to grow together. With APFORIA, you’re part of a network that supports your growth, both professionally and with the impact you make on your clients.
Financial planners, particularly solo practitioners, often worry about what happens to their clients if they can no longer provide services. Without a clear succession plan, clients could be left vulnerable during a critical financial transition. If you have a solid business continuity plan that involves succession, then we will honor it. If your business continuity plan does not include succession planning, APFORIA provides a solution to ensure your clients receive continuous, professional support, even if you are unexpectedly unable to serve them. We help create a seamless transition that protects your clients’ financial interests and preserves the trust you’ve built over years of dedicated service. By partnering with APFORIA, you provide your clients with peace of mind and a safety net that demonstrates your commitment to their long-term financial well-being, even beyond your direct service.
